FHA VS Conventional loan programs in Ranson, Jefferson County, West Virginia
In 2026, the conventional loan limit for Ranson, within Jefferson county, WV, stands at $1,089,300. Meanwhile, the FHA cap for a single-family home is $1,089,300.
Leverage Lendersa®'s Conventional loan calculator to evaluate the best current rates across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents essential for qualification. With our sophisticated mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side. This assists you in selecting the optimal program for your financial situation in WV.
2026 Loan Limits and Downpayment Details in Ranson, Jefferson, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The table applies to zip codes: 25438
Discover Conventional and FHA Loan Options in Ranson, WV
At Lendersa®, our goal is to provide you with the best possible Conventional, USDA, or FHA loan quickly and efficiently. Begin by selecting one of three options to find compatible lenders and loan programs that match your needs.
BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.
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1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Lends in West Virginia
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115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
Lends in West Virginia
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55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
Lends in West Virginia
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