In the year 2025, FHA loan limits in Bay-Minette located in Baldwin county, AL, are established at $356,362 for a single-family home, with $456,275 for 2-unit properties, $551,500 for 3-unit residences, and $685,400 for 4-unit buildings.
The highest loan amount for conventional loans on a single-family dwelling is set at $548,250, $702,000 for two-unit properties, $848,500 for three units, and $1,054,500 for four-unit houses.
Utilize our FHA calculator to explore today’s best FHA rates and accurately determine the downpayment, required income, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator enables comparisons of FHA rates and terms against other available loan programs. Delve into options for Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accumulates loan program data from a vast array of lenders and promptly aligns it with your personal financial profile and needs.
The Loan Limits Comparison Table for 2025 in Bay-Minette county, Baldwin, AL offers a comprehensive view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
