For {CURRENT_YEAR}, the FHA loan limits in Jackson county of Clarke, AL are set as {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. If you have a property with 2-units, the limit increases to {DETAILS_LOAN_LIMIT_FHA2}. For 3-unit homes, the limit is {DETAILS_LOAN_LIMIT_FHA3} and for 4-unit properties, it reaches {DETAILS_LOAN_LIMIT_FHA4}.
The highest allowable amount for conventional loans varies by unit size: {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family household, {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four-unit residences.
To explore the best FHA rates available today and check on requirements such as downpayment, income, credit score, reserves, and necessary documents needed for qualifying, utilize our FHA calculator.
The Lendersa® calculator gives you the flexibility to compare FHA rates and conditions with those from various other loan programs. This includes options like Conventional, Jumbo, VA, USDA, Non-QM, and more, placing them alongside FHA for assessment.
Lendersa® acquires comprehensive data from a vast network of lenders, and in mere seconds, matches this information against your individual financial capabilities and needs for a personalized comparison.
The Loan Limits Comparison Table for {CURRENT_YEAR} offers a detailed overview for Jackson county of Clarke in AL, presenting maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To inspect specific requirements for income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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