For 2026, FHA loan limits in Citronelle county of Mobile, AL are as follows: $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-units, and $907,900 for 4-unit properties.
Conventional loan maximums are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to uncover today’s best FHA rates and figure out the necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows for comprehensive comparisons of FHA rates and terms with other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Gathering data from thousands of lenders, Lendersa® rapidly aligns these with your individualized financial profile and needs.
Refer to the 2026 Loan Limits Comparison Table for Citronelle, within Mobile, AL, which covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. For a deeper dive into qualification requirements like income, reserves, and credit, explore using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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