For 2026, the FHA loan limit in Demopolis, within Marengo county, AL, is $472,030 for a single-family home. When looking at 2-unit properties, the limit increases to $604,400, for 3-units, it rises further to $730,525, and climbs to $907,900 for homes with 4-units.
In terms of conventional loans, a single-family residence has a maximum loan amount of $726,200. For homes with 2-units, the cap is $929,850, increasing to $1,123,900 for 3-unit homes, and reaching $1,396,800 for 4-units.
To uncover today’s most competitive FHA rates, use our FHA calculator to also figure out the necessary downpayment, income, credit, reserves, and documents needed to qualify for a loan.
With the Lendersa® calculator, you can compare the terms and rates of FHA loans with various types of loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources comprehensive data from thousands of lenders and swiftly matches it to your specific financial needs and profile.
For 2026, our Loan Limits Comparison Table in Demopolis, Marengo county, AL offers a look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria like income, reserves, and credit requirements, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
