For 2026, FHA loan limits in Livingston, found within Sumter county, AL are $472,030 for a single-family dwelling, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
Conventional loan maximums stand at $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to check today’s best FHA rates, and confirm downpayment needs, income, credit, reserves, and documents necessary for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® sources data from countless lenders, efficiently evaluating it against your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Livingston of Sumter county, AL enables comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification factors such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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