In 2026, the FHA loan limit for Douglas in the county of Cochise, AZ, is set at $472,030 for single-family homes, ascending to $604,400 for two units, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
Conventional loans have maximum amounts starting with $726,200 for single-family residences, increasing to $929,850 for two-unit structures, $1,123,900 for three-unit dwellings, and reaching up to $1,396,800 for four-unit properties.
By using our FHA calculator, you can find the best FHA rates available today and calculate the necessary downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator is designed to facilitate comparison of FHA rates and terms with different loan programs. Dive into conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, evaluating them against FHA possibilities.
Drawing data from a vast array of lenders, Lendersa® provides rapid analysis based on your particular financial profile and needs.
The Loan Limits Comparison Table for 2026 in Douglas, county of Cochise, AZ, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit scores, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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