In the year {CURRENT_YEAR}, the FHA loan limit for Payson, located in Gila, AZ, is {DETAILS_LOAN_LIMIT_FHA1} for single-family homes. The limit rises to {DETAILS_LOAN_LIMIT_FHA2} for two-unit properties, {DETAILS_LOAN_LIMIT_FHA3} for buildings with three units, and reaches {DETAILS_LOAN_LIMIT_FHA4} for those with four units.
Conventional loan maximums are set at {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for single-family houses, with limits advancing to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit homes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for triplexes, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four-unit structures.
Our FHA calculator can help you identify today's top FHA rates, as well as calculate the required down payment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against those of other loan programs such as conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® swiftly compares these options against your unique financial needs and situation.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Payson, county of Gila, AZ, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
