In 2026, the FHA loan limits for Black-Canyon-City county in Yavapai, AZ are set as follows: $356,362 for a single-family home, $456,275 for properties with 2 units, $551,500 for 3-unit homes, and $685,400 for 4-unit dwellings.
The maximum for conventional loans on single-family residences is $548,250, rising to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-unit complexes.
Take advantage of our FHA calculator to explore today's leading FHA rates and determine the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator offers comprehensive comparison of FHA rates and terms with all other loan program options. Explore a variety of options, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® efficiently aggregates data from thousands of lenders, conducting rapid comparisons with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Black-Canyon-City county of Yavapai, AZ covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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