As of 2026, the FHA loan limits in Calistoga county within Napa, CA are detailed as follows: for a single-family home, the limit stands at $1,017,750; for duplexes, it's $1,302,900; for a triplex, it's $1,574,900; and for a four-plex, it's $1,957,250.
In terms of conventional loans, the cap for a single-family home is $1,017,750. For two-unit residences, it is $1,302,900; for three units, the limit is $1,574,900; and for four-unit homes, the maximum is $1,957,250.
Try our FHA calculator to uncover the best FHA rates available today. This tool will help calculate the necessary down payment, credit score, income, reserves, and documents needed for qualification.
Using the Lendersa® calculator, you can compare FHA loan rates and terms with those from other programs. Investigate and weigh options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® compiles extensive loan program data from numerous lenders and swiftly aligns it with your particular financial requirements and circumstances.
For 2026, the Loan Limits Comparison Table in Calistoga county, part of Napa, CA, lets you evaluate maximum borrowing amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare factors like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| USDA | $717,600 | $717,600 | $717,600 | $717,600 |
| VA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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