2023 FHA (Government Loans) Limits for Santa-Rosa, Sonoma County, California

In 2024, FHA loan limit in Santa-Rosa county of Sonoma, California is $707,250 for a single-family home, $905,400 for 2-units, $1,094,450 for 3-units, and $1,360,100 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $707,250, $905,400 for 2-units, $1,094,450 for 3-units, and $1,360,100 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Santa-Rosa county of Sonoma, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Santa-Rosa county of Sonoma, CA

SFR 2 Units 3 Units 4 Units
FHA $707,250 $905,400 $1,094,450 $1,360,100
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $707,250 $905,400 $1,094,450 $1,360,100
USDA $763,200 $763,200 $763,200 $763,200
VA $707,250 $905,400 $1,094,450 $1,360,100
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • AdvantageFirst Lending Inc.
  • 22342 Avenida Empresa, Suite 100, Santa Margarita, CA, 92688
  • At AdvantageFirst Lending, our team is dedicated to providing our clients with the highest quality financial services possible. We believe educating clients is paramount to a smooth transaction. Clients put their trust in us that we will deliver the rates, costs, and products we have promised in the timeframes they expect.
  • Sheridan Mortgage
  • 28662 Oso Parkway, Suite D401, Rancho Santa Margarita, CA, 92688
  • "Sheridan Mortgage Full-service mortgage company specializing in purchase loans. Our staff of experienced loan professionals can make any transaction smooth from start to finish. Let us show why so many families and referral partners have trusted us with their transactions too close on time. ""Expertise You Can Trust"
  • Vatreni Mortgage.
  • 30212 Tomas, Suite 100, Santa Margarita, CA, 92688
  • Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver
  • FidoFI
  • 22431 Antonio Parkway, Suite 108, Rancho Santa Margarita, CA, 92688
  • FidoFi has a goal of being the most economical and most practical mortgage available. We deliver the lowest wholesale rate on any given day and pass that directly to you. You simply cannot beat our deal. FidoFi brings the best in mortgage lending products to your phone, tablet, or computer.
  • Blue Wave Funding
  • 30021 Tomas Rancho, Santa Margarita, CA, 92688
  • At Avacad, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
  • Pacific Choice Mortgage
  • 30211 Avenida De Las Bandera, Suite 200, Rancho Santa Margarita, CA, 92688
  • We pride ourselves in giving you the mortgage information, loan options & convenient assistance you’re looking for.We never charge an application fee, escrow/impound waiver fee or lock-in fee.Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least.
  • Mortgage Central
  • 25940 Calle Ensenada, Moreno Valley, CA, 92551
  • "Moore is a licensed California mortgage broker that is an expert in residential mortgages. Her team of real estate agents and associates can assist you with the sale, buying and financing of almost any property in California. Darlena herself specializes in FHA, VA, Conventional and Private Money financing."
  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.