In 2026, the FHA loan limit in Avalon within Los Angeles county, CA, is set at $1,089,300 for a single-family house. It reaches $1,394,775 for two-unit properties, $1,685,850 for three-unit homes, and $2,095,200 for properties with four units.
For conventional loans, the maximum is $1,089,300 on single-family homes, $1,394,775 for two-unit residences, $1,685,850 for three-unit dwellings, and $2,095,200 for four-unit buildings.
Our FHA calculator is available to look up today’s best FHA rates and assess the downpayment, income requirements, credit needed, reserves, and documents required for qualification.
Using the Lendersa® calculator, you can assess FHA rates and terms alongside those of other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans, compared to FHA.
Lendersa® gathers vast data from thousands of lenders, providing instantaneous comparisons against your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Los Angeles, CA allows examination of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan limits. To assess qualifications like income, reserves, and credit conditions, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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