In 2025, the FHA loan limits in Boyes-Hot-Springs county of Sonoma, CA are: - $707,250 for single-family homes, - $905,400 for homes with 2 units, - $1,094,450 for 3-unit properties, - $1,360,100 for 4-unit residences.
The allowable maximum for conventional loans is: - $707,250 for a single-family home, - $905,400 for 2-units, - $1,094,450 for 3-units, - $1,360,100 for 4-units.
Use our FHA calculator to explore today’s best FHA rates and calculate necessary down payment, income, credit, reserves, and required documentation to qualify.
The Lendersa® calculator enables comparison of FHA rates with other loan programs. Consider FHA, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to find optimal terms.
Lendersa® gathers loan program data from numerous lenders and provides quick comparisons tailored to your financial profile.
The Loan Limits Comparison Table for 2025 in Boyes-Hot-Springs county of Sonoma, CA shows maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification criteria—a comparison of income, reserves, and credit—employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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