For 2026, the FHA loan limits in El-Verano, county of Sonoma, CA, are set at $707,250 for a single-family home, $905,400 for 2-units, $1,094,450 for 3-units, and $1,360,100 for 4-units.
The maximum limit for conventional loans on a single-family residence is $707,250. It is $905,400 for 2-units, $1,094,450 for 3-units, and $1,360,100 for 4-units.
Use our FHA calculator to explore today's best FHA rates and assess the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Evaluate FHA alongside options such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Integrating data from thousands of lenders, Lendersa® matches it to your financial profile quickly.
For 2026, the Loan Limits Comparison Table in Sonoma, CA, offers an analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan amounts. To assess requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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