In 2026, the FHA loan limit for Penngrove county, Sonoma, CA, is $861,350 for a single-family home. For 2-units, it is $1,102,700, for 3-units, $1,332,900, and for 4-units, the limit is $1,656,450.
The maximum loan for conventional loans on a single-family residence is $861,350. For 2-units, it is $1,102,700, for 3-units, $1,332,900, and for 4-units, the cap is $1,656,450.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® compiles data from thousands of lenders, aligning it quickly with your financial needs.
The Loan Limits Comparison Table for 2026 in Penngrove county, Sonoma, CA, features maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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