2025 FHA (Government Loans) Limits for Penngrove, Sonoma County, California

In 2025, the FHA loan limit for Penngrove county, Sonoma, CA, is $861,350 for a single-family home. For 2-units, it is $1,102,700, for 3-units, $1,332,900, and for 4-units, the limit is $1,656,450.

The maximum loan for conventional loans on a single-family residence is $861,350. For 2-units, it is $1,102,700, for 3-units, $1,332,900, and for 4-units, the cap is $1,656,450.

Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.

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Evaluate your loan options in Penngrove, CA

The Lendersa® calculator lets you compare FHA rates and terms with other programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

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The Loan Limits Comparison Table for 2025 in Penngrove county, Sonoma, CA, features maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to assess qualification needs like income, reserves, and credit.

Loan limits Penngrove county of Sonoma, CA

SFR 2 Units 3 Units 4 Units
FHA $861,350 $1,102,700 $1,332,900 $1,656,450
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $861,350 $1,102,700 $1,332,900 $1,656,450
USDA $763,200 $763,200 $763,200 $763,200
VA $861,350 $1,102,700 $1,332,900 $1,656,450
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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