In 2026, FHA loan limits in Sonoma county of Sonoma, CA are $861,350 for single-family homes, $1,102,700 for two units, $1,332,900 for three units, and $1,656,450 for four units.
For conventional loans, the maximum is $861,350 for a single-family home, with $1,102,700 set for two units, $1,332,900 for three units, and $1,656,450 for four units.
Use our FHA calculator to find today's best FHA rates and calculate the needed downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® collects data from thousands of lenders and rapidly aligns it with your financial profile for tailored comparisons.
The Loan Limits Comparison Table for 2026 in Sonoma county, Sonoma, CA, displays limit comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM). Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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