In 2026, FHA loan limits for Petaluma county of Sonoma, CA, are $861,350 for a single-family home, $1,102,700 for 2-units, $1,332,900 for 3-units, and $1,656,450 for 4-units.
The maximum loan amounts for conventional loans on a single-family residence are $861,350 for one unit, $1,102,700 for two units, $1,332,900 for three units, and $1,656,450 for four units.
Use our FHA calculator to see today’s best FHA rates and determine the required down payment, income, credit score, reserves, and necessary documents to qualify.
The Lendersa® calculator enables comparison of FHA rates and terms with other loan programs. Assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources loan data from thousands of lenders, rapidly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Petaluma county of Sonoma, CA, offers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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