For 2026, the FHA loan limits in Campo within San Diego, CA are: $977,500 for a single-family home, $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.
The maximum allowable amount for conventional loans on a single-family house is $977,500, with $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.
Use our FHA calculator to check today’s best FHA rates and to estimate necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows comparison between FHA rates and terms with those of other loan programs. Consider FHA in conjunction with Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® compiles loan program data from thousands of lenders, quickly evaluating it in relation to your financial profile and needs.
For 2026, the Loan Limits Comparison Table in San Diego, CA provides insights into maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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