FHA Loan Max Loan amount for Winter-Gardens, San Diego County, CA in 2023

In 2025, FHA loan limit in Winter-Gardens county of San Diego, California is $753,250 for a single-family home, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $753,250, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

Lendersa® gets loan program data from thousands of lenders and, in seconds, compares it against your unique financial profile and needs.

Loan Limits Comparison Table for 2025 in Winter-Gardens county of San Diego, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Winter-Gardens county of San Diego, CA

SFR 2 Units 3 Units 4 Units
FHA $753,250 $964,300 $1,165,600 $1,448,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $753,250 $964,300 $1,165,600 $1,448,600
USDA $615,000 $615,000 $615,000 $615,000
VA $753,250 $964,300 $1,165,600 $1,448,600
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Welcome Home Funding
  • 885 Island Drive, Suite 205, Alameda, CA, 94502
  • Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
  • Fresh Home Loan Inc
  • 1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502
  • Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.
  • California Real Estate Finance
  • 35 Cork Road, Alameda, CA, 94502
  • California Real Estate Finance was established in 1988 with a very simple and straight forward business philosophy. The philosophy is to take the mortgage brokerage business to a much more professional status catering to A quality loans. The philosophy is simple. Give our clients great interest rates, great service
  • Bullplace Inc.
  • 1990 North California Boulevard, Suite 20, Walnut Creek, CA, 94596
  • Bullplace Inc Our business motto is to offer each client service that is perfectly tailored to their needs.We want to provide a personal touch, something lost in most other present-day companies, that have sacrificed empathy over cutting edge technology We are a residential and commercial loan brokerage, offering mortgage services.
  • MetroCity Capital Group
  • 1990 N California Blvd, 8th Floor, Walnut Creek, CA, 94596
  • MetroCity Realty & MetroCity Capital Group is proud to be the leader in the real estate market in California, practicing an age old but timeless real estate practice in the market. We utilize in-depth understanding of the market you're looking at, and we go beyond traditional real estate agency scopes and evaluate the value of your home.
  • Bay Mountain Mortgage
  • 1200 Mount Diablo Boulevard, Suite 210, Walnut Creek, CA, 94596
  • We are here to serve you as the premiere Brokerage for Real Estate Financing and sales in one place. Established in Walnut Creek, CA in 1994, Bay Mountain provides Financing and Real Estate services throughout California, specializing in the unique San Francisco Bay Area market and financing services throughout the State of Colorado.
  • Easy Low Rate
  • 1801 Oakland Boulevard, Suite 315, Walnut Creek, CA, 94596
  • While the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service, from our sales team.
  • Black Diamond Loans Inc.
  • 1990 N. California Blvd, Suite 20, Walnut Creek, CA, 94596
  • We specialize in various types of residential real estate financing designed to complete your transaction with ease. We offer loans to assist with the purchase or refinance of your real estate transaction and also A single-family home or other property, multi-family home (up to 4 units), condo, town home, planned unit development.
  • JVM Lending
  • 1850 Mt Diablo Blvd, Suite 140, Walnut Creek, CA, 94596
  • JVM Lending is a local mortgage lender providing home loan services to clients in California, Texas, Arizona, and Nevada. We've revolutionized the homebuying process to make it as fast, easy, and seamless as possible for our clients, resulting in thousands of happy homeowners over the last 10+ years. Our team of highly-trained
  • Semper Home Loans, Inc
  • 1299 Newell Hill Pl - Suite 101, Walnut Creek, CA, 94596
  • Semper Home Loans provides potential home buyers across demographics, generations, and income brackets with affordable rates and educational resources that are packaged in an intuitively streamlined process. Semper achieves this by omitting extraneous steps in the application process to get you preapproved faster than any other mortgage company.
  • Preferred Mortgage Advisors, Inc.
  • 1261 Locust #229, Walnut Creek, CA, 94596
  • Preferred Mortgage Advisors.As a team of seasoned mortgage professionals, we provide accurate mortgage options, details and costs so you can make a smart mortgage decision for your personal situation and You will receive multiple mortgage options to consider and we take the time to review the pros