FHA Loan Limits for Lakeside, San Diego County, CA in 2023

In 2025, FHA loan limit in Lakeside county of San Diego, California is $977,500 for a single-family home, $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $977,500, $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Lakeside county of San Diego, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Lakeside county of San Diego, CA

SFR 2 Units 3 Units 4 Units
FHA $977,500 $1,251,400 $1,512,650 $1,879,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $977,500 $1,251,400 $1,512,650 $1,879,850
USDA $703,800 $703,800 $703,800 $703,800
VA $977,500 $1,251,400 $1,512,650 $1,879,850
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • USAVA Lending
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  • Granite West Funding, LLC
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  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."
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