In 2026, the FHA loan limits in Bostonia county of San Diego, CA are: $977,500 for a single-family home, $1,251,400 for two-unit structures, $1,512,650 for properties with three units, and $1,879,850 for residences featuring four units.
When it comes to conventional loans, the maximum allowable amount for a single-family residence stands at $977,500. For two-unit buildings, it's capped at $1,251,400, increasing to $1,512,650 for three units, and topping out at $1,879,850 for configurations with four units.
Our FHA calculator assists in understanding today’s top FHA rates and identifies the necessary downpayment, income, credit, reserves, and documents required for loan qualification.
With the Lendersa® calculator, you are equipped to compare FHA rates and terms alongside those of various other loan programs. Delve into and analyze Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, contrasted with FHA options.
Lendersa® gathers and processes loan program data from numerous lenders within seconds, allowing you to tailor the comparisons to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Bostonia county, San Diego, CA presents a comprehensive assessment of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine requirements regarding income, reserves, and credit profiles.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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