In 2026, the FHA loan limit in Garden-Grove county of Orange, CA is $822,375 for a single-family home. For two units, it is $1,053,000; for three units, it reaches $1,272,750; and for four-unit buildings, it's $1,581,750.
The maximum for conventional loan amounts stands at $822,375 for single-family homes. For two-unit properties, it's $1,053,000, for three units $1,272,750, and for four units $1,581,750.
Our FHA calculator offers insight into today's best FHA rates, guiding you in calculating the downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows for a complete comparison between FHA rates and terms and those of other loan programs. This includes conventional, jumbo, VA, USDA, Non-QM, and hard money loans, against FHA to determine the best fit for you.
With data sourced from thousands of lenders, Lendersa® swiftly aligns information to your financial profile, catering to your needs effectively.
Examine the Loan Limits Comparison Table for 2026 in Garden-Grove county, Orange, CA, to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) tool assists in evaluating qualification necessities like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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