In 2026, the FHA loan limits for Midway-City county of Orange, CA include: $822,375 for single-family houses; $1,053,000 for 2-units; $1,272,750 for 3-units; and $1,581,750 for 4-units.
The allowable maximum for conventional loans is set at: $822,375 for one-unit homes, $1,053,000 for those with 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-unit residences.
Use our FHA calculator to check today's leading FHA rates and determine necessary down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with various loan programs. Compare FHA with other types including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from thousands of lenders, providing swift comparisons that match your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Midway-City county of Orange, CA shows maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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