For {CURRENT_YEAR}, the FHA loan limit in Westminster county, Orange, CA, is {DETAILS_LOAN_LIMIT_FHA1} for single-family homes, {DETAILS_LOAN_LIMIT_FHA2} for 2-unit houses, {DETAILS_LOAN_LIMIT_FHA3} for 3-unit homes, and {DETAILS_LOAN_LIMIT_FHA4} for 4-unit buildings.
The maximum amounts for conventional loans on a single-family residence are {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for 2-unit residences, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for 3-unit properties, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for 4-unit structures.
Utilize our FHA calculator to uncover today’s best FHA rates and calculate necessary details such as down payment, required income, credit, reserves, and documentation for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® gathers loan program data from thousands of lenders, swiftly comparing it against your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for {CURRENT_YEAR} in Westminster, Orange, CA, to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification factors such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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