For 2026, the FHA loan limit in Westminster county, Orange, CA, is $1,089,300 for single-family homes, $1,394,775 for 2-unit houses, $1,685,850 for 3-unit homes, and $2,095,200 for 4-unit buildings.
The maximum amounts for conventional loans on a single-family residence are $1,089,300, $1,394,775 for 2-unit residences, $1,685,850 for 3-unit properties, and $2,095,200 for 4-unit structures.
Utilize our FHA calculator to uncover today’s best FHA rates and calculate necessary details such as down payment, required income, credit, reserves, and documentation for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® gathers loan program data from thousands of lenders, swiftly comparing it against your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Westminster, Orange, CA, to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification factors such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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