In 2025, within Seal-Beach county of Orange, CA, the FHA loan limits are set at $822,375 for a single-family home, $1,053,000 for two-unit residences, $1,272,750 for three-unit properties, and $1,581,750 for four-unit dwellings.
The ceiling for conventional loan amounts on single-family residences is $822,375, while for two-unit homes, it amounts to $1,053,000, and for homes with three units, it’s $1,272,750, with $1,581,750 for four-unit houses.
Utilize our FHA calculator to explore today’s best FHA rates, assess your required down payment, income levels, credit score, reserves, and the documents necessary for qualification.
The Lendersa® calculator allows you to evaluate FHA rates and terms compared to other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options alongside FHA.
Lendersa® gathers extensive data from a vast network of lenders, swiftly bringing it in line with your unique financial profile and needs.
Visit the Loan Limits Comparison Table for 2025 in Seal-Beach county of Orange, CA to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
