During {CURRENT_YEAR}, in Arden-Arcade county, part of Sacramento, CA, the FHA loan limits are {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two-unit buildings, {DETAILS_LOAN_LIMIT_FHA3} for three-unit structures, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit complexes.
The maximum conventional loan amounts are {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family house, {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for duplexes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for triplexes, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for fourplexes.
Our FHA calculator can assist you in finding today's best FHA rates and evaluating the required down payment, income, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms against all other loan programs. Review and analyze options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA opportunities.
Compiling extensive data from thousands of lenders, Lendersa® rapidly matches this data with your unique financial profile and requirements.
Consult the Loan Limits Comparison Table for {CURRENT_YEAR} in Arden-Arcade, Sacramento, CA, to compare maximum amounts between FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification specifics such as income, reserves, and credit needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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