During 2026, in Arden-Arcade county, part of Sacramento, CA, the FHA loan limits are $763,600 for a single-family home, $977,550 for two-unit buildings, $1,181,650 for three-unit structures, and $1,468,500 for four-unit complexes.
The maximum conventional loan amounts are $763,600 for a single-family house, $977,550 for duplexes, $1,181,650 for triplexes, and $1,468,500 for fourplexes.
Our FHA calculator can assist you in finding today's best FHA rates and evaluating the required down payment, income, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms against all other loan programs. Review and analyze options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA opportunities.
Compiling extensive data from thousands of lenders, Lendersa® rapidly matches this data with your unique financial profile and requirements.
Consult the Loan Limits Comparison Table for 2026 in Arden-Arcade, Sacramento, CA, to compare maximum amounts between FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification specifics such as income, reserves, and credit needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
