For the year 2026, FHA loan caps in Santa-Fe-Springs county, Los Angeles, CA are determined as follows: $822,375 for single-family homes; $1,053,000 for two-unit dwellings; $1,272,750 for three-unit buildings; and $1,581,750 for structures with four units.
Maximally, conventional loan amounts for a single-family residence are set at $822,375. For duplexes, the limit is $1,053,000, climbing to $1,272,750 for triplexes, and culminating at $1,581,750 for four-unit properties.
Our FHA calculator helps pinpoint today's top FHA rates and details the required downpayment, income level, credit score, reserves, and documents necessary to qualify.
Using the Lendersa® calculator, you can compare FHA rates and terms with those of various other loan programs. Examine Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® pulls loan program data rapidly from thousands of lenders to contrast with your distinct financial profile and requirements.
This Loan Limits Comparison Table for 2026 within Santa-Fe-Springs county, Los Angeles, CA enables comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For criteria like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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