In 2026, FHA loan limits in Berthoud county within Larimer, CO, are as follows: $614,100 for a single-family home, $786,150 for duplexes, $950,300 for triplexes, and $1,181,000 for four-unit residences.
The conventional loan limits reach up to $726,200 for a single-family residence, $929,850 for homes with two units, $1,123,900 for three-unit houses, and $1,396,800 for properties with four units.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income level, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers and processes loan program data from thousands of lenders, ensuring quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Berthoud county of Larimer, CO, provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit scores, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $614,100 | $786,150 | $950,300 | $1,181,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $522,100 | $522,100 | $522,100 | $522,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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