In 2026, the FHA loan limits for Durham in Middlesex county, CT, are $472,030 for a single-family home. For two-unit properties, the limit is $604,400, while for three-unit homes, it's $730,525, and for four-unit dwellings, it reaches $907,900.
The highest amounts for conventional loans are available as follows: $726,200 for a single-family home, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to determine today’s optimal FHA rates and find out the necessary down payment, income, credit requirements, reserves, and documentation needed for qualification.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with those of other loan programs. Explore and contrast FHA with conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently aggregates comprehensive loan data from thousands of lenders and aligns it swiftly to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Durham, located within Middlesex, CT, offers a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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