In 2026, the FHA loan limits in Darien within Fairfield county, CT, are: $707,250 for a single-family home, $905,400 for two-unit properties, $1,094,450 for three-unit properties, and $1,360,100 for four-unit properties.
For conventional loans, the maximum amounts are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to explore today's top FHA rates and understand what's needed in terms of down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator facilitates a thorough comparison between FHA rate & terms and those of other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently aggregates loan program data from a vast array of lenders, letting it compare this data with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Darien, situated in Fairfield, CT, allows you to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. To compare income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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