In 2025, for the county of Pasco located in Bayonet-Point, FL, the FHA loan limits are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit buildings.
The maximum available amounts for conventional loans are $548,250 for a single-family residence, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit properties.
Leverage our FHA calculator to explore today’s leading FHA rates and compute the necessary downpayment, income, credit, reserves, and documents you need for qualification.
Using the Lendersa® calculator, compare FHA rates and terms against other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This provides a comprehensive view of possibilities.
Lendersa® gathers data from thousands of loan programs and efficiently aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Bayonet-Point, Pasco, FL, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria, such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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