In 2026, the FHA loan limit for Cheval county in Hillsborough, FL is $472,030 for single-family homes. For 2-unit properties, it is $604,400. The limit rises to $730,525 for homes with 3-units, and it reaches $907,900 for those with 4-units.
The highest amount for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850; for 3-units, the cap is $1,123,900; and it maxes out at $1,396,800 for 4-unit buildings.
Utilize our FHA calculator to uncover today's best FHA rates and determine the downpayment, income, credit standards, reserves, and necessary documents to qualify.
With Lendersa® calculator, you can compare FHA rates and terms with other loan programs. Delve into exploring options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan data from thousands of lenders, providing fast comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cheval county of Hillsborough, FL, offers a thorough analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For detailed qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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