2023 FHA (Government Loans) Limits for Sanford, Seminole County, Florida

In 2025, FHA loan limit in Sanford county of Seminole, Florida is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Sanford county of Seminole, Florida compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Sanford county of Seminole, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Harmony Mortgage Inc
  • 6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loantrust Mortgage, Inc
  • 1258 Scottsland Dr., Lakeland, FL, 33813
  • "We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business. "
  • HOME SOLUTION LENDERS, INC
  • 1445 E Main Street, Bartow, FL, 33830
  • HSL was founded in 2008 and our corporate office is located in Bartow, Florida. We offer a wide selection of loan choices for our customers through flexible underwriting, reduced credit scores, and a knowledgeable staff. Our entire staff consist of knowledgeable, professional and approachable team members.
  • ROOST LENDING, INC.
  • 2387 EF Griffin Rd, Bartow, FL, 33830
  • ROOST LENDING, INC. is a local mortgage brokerage that takes an insane amount of pride on offering our clients the best loan terms every single time. We don't ask you to take our word for it, feel free to shop around and send us your Loan Estimate from any other lender and we will beat it.
  • Island Home Mortgage LLC
  • 403 Anastasia Blvd, Saint Augustine, FL, 32080
  • Island Home Mortgage is a family owned and operated business led by Michael Eric Kuc. Originally from New York, Michael’s family relocated to Florida in the Orlando area as a child where later, as an adult, he would find his love for St. Augustine, Fl. After several family trips to the area with his wife, Tonya and daughter Berkley,
  • RMG MORTGAGE GROUP, LLC
  • 2085 A1A South, Unit 204, Saint Augustine, FL, 32080
  • RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.
  • Homeland Lending Services
  • 2612 N Adams St,, Plant City, FL, 33563
  • Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Florida Mortgage Firm
  • 2216 S. Alexander St., Plant City, FL, 33563
  • The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
  • Benchmark Mortgage
  • 28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
  • Core Values Based Lending I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.
  • NSH MORTGAGE
  • 2195 W Huntington Dr, Beverly Hills, FL, 34465
  • NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.
  • My Easy Mortgage
  • 2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
  • Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.