For 2026, the FHA loan limits in North-Decatur, DeKalb, GA are $412,850 for single-family homes, $528,500 for two units, $638,850 for three units, and $793,950 for four units.
The maximum for conventional loans is $548,250 for a single-family residence, with $702,000 for two units, $848,500 for three units, and finally $1,054,500 for four units.
Try our FHA calculator to check current FHA rates and calculate down payments, income requirements, credit scores, reserves, and needed documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers data from thousands of lenders, comparing it quickly to your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in North-Decatur, DeKalb, GA highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amount comparisons. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $412,850 | $528,500 | $638,850 | $793,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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