In 2026, the FHA loan limit in Columbus, within Muscogee, GA, is $472,030 for a single-family residence. For 2-units, it is $604,400; for 3-units, it is $730,525; and for 4-units, the cap is $907,900.
The maximum loan amount for conventional loans on a single-family home is $726,200. For two-units, it reaches $929,850, for three-units, it's $1,123,900, and for four-unit properties, it's $1,396,800.
Use our FHA calculator to explore the best current FHA rates and determine the required down payment, income, credit standing, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other loan programs. Look into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects loan program data from numerous lenders and makes swift comparisons tailored to your unique financial profile and needs.
Our detailed Loan Limits Comparison Table for 2026 in Columbus, located in Muscogee, GA, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For examining qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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