In the year 2026, FHA loan limits within Fort-Valley county of Peach, GA, stand at $356,362 for single-family homes. For properties featuring two units, the limit is $456,275. For residences with three units, it increases to $551,500 and goes up to $685,400 for those with four units.
Conventional loans have different maximum amounts, with $548,250 for single-family residences. If you're considering a property with two units, the cap is $702,000. For three units, it's $848,500, and for four-unit properties, it is $1,054,500.
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Lendersa® calculator grants you the ability to compare FHA rates and terms with those of other loan programs. These include Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans, offering a broad assessment.
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Utilize the Loan Limits Comparison Table for 2026 in Fort-Valley county of Peach, GA, to thoroughly analyze and compare maximum available loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine detailed requirements like income, reserves, and credit conditions, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough appraisal.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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