For 2026, the FHA loan limits in Centerville county, situated within Houston, GA, are set at $472,030 for a single-family home. For duplexes, the cap is $604,400; three-unit homes have a limit of $730,525, while four-unit properties reach $907,900.
The maximum allowable amounts for conventional loans on single-family properties are $726,200. For two units, it's $929,850; three-unit properties have $1,123,900, and four units are capped at $1,396,800.
Utilize our FHA calculator to explore today's best FHA rates and understand the requirements for qualification, including downpayment, income, credit assessment, reserves, and necessary documentation.
The Lendersa® calculator provides you with the ability to compare FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a comprehensive comparison.
Lendersa® gathers loan program data from a vast array of lenders, swiftly comparing it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Centerville county of Houston, GA, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for analyzing qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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