FHA Loan Limits for Perry, Houston County, GA in 2026

In 2026, the FHA loan limits in Perry, within Houston of GA, are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

Conventional loans have maximum amounts of $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Check our FHA calculator for today’s best FHA rates and calculate downpayment, income, credit, reserves, and required documents to qualify.

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With the Lendersa® calculator, compare FHA rates & terms to other programs. Examine options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

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For 2026, the Loan Limits Comparison Table in Perry of Houston, GA helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements like income, reserves, and credit.

Loan limits Perry county of Houston, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • First American Financial Mortgage Corp
  • 7302 Wood Hollow Way, Stone Mountain, GA, 30087
  • Lends in Georgia
  • We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.

  • The Millennium Financial Solutions Inc
  • 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Citizens Trust Bank
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Lends in Georgia
  • We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers

  • Georgia's Own Credit Union
  • 100 Peachtree St, Suite 2800, Atlanta, GA, 30303
  • Lends in Georgia
  • Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.

  • Highland Mortgage
  • 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307
  • Lends in Georgia
  • Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.

  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Green Street Mortgage Lenders Inc
  • 600 Avenue A, Suite B, Opelika, AL, 36801
  • Lends in Georgia
  • Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • BNB & Associates, LLC
  • 108 Columbus Parkway, Opelika, AL, 36801
  • Lends in Georgia
  • BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.

  • Powerco Federal Credit Union
  • 241 Ralph McGill Boulevard NE, Atlanta, GA, 30308
  • Lends in Georgia
  • Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.

  • Chadash Lending Group LLC
  • 2223 Park Manor Lane, Snellville, GA, 30078
  • Lends in Georgia
  • Chadash Lending Group, LLC is a Licensed Mortgage Lender and a Licensed Mortgage Broker in the State of Georgia. Helping people realize their dreams and accomplish their goals in life is very rewarding to us at Chadash Lending Group. And because not only are we a Lender, but we also work with several outstanding Lenders.

  • Alvorada Mortgage LLC
  • 1701 Hickory Lake Dr, Snellville, GA, 30078
  • Lends in Georgia
  • Alvorada Mortgage is a full-service mortgage broker. What does that mean? It means that when you apply for a mortgage with Alvorada Mortgage, we are affiliated with multiple wholesale lending institutions.We can shop your mortgage with a variety of wholesale mortgage companies to find the mortgage suited exactly to your needs & at the lowest rate.