For the year 2025, the FHA loan limits in Warner-Robins, from Houston, GA, are defined as follows: $356,362 for a single-family home. For 2-units, the limit is $456,275, for 3-units it's $551,500, and for 4-units, it reaches $685,400.
The maximum amounts for conventional loans on a single-family dwelling are $548,250. Two-unit homes see a cap of $702,000, three-unit residences reach $848,500, and four-unit structures have a limit of $1,054,500.
Utilize our FHA calculator to find today’s leading FHA rates and assess the necessary down payment, income, credit standards, reserves, and documentation needed for qualification.
The Lendersa® calculator is an effective tool for comparing the rates and terms of FHA loans with those offered by other financial programs. Look into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan data from thousands of lenders and promptly compares it to your unique financial profile and needs.
Our Loan Limits Comparison Table for 2025 in Warner-Robins, under Houston, GA, presents a comparison of maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification requirements like income, reserves, and creditworthiness, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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