In 2026, the FHA loan limit for Ewa-Beach County in Honolulu, HI, is $721,050 for a single-family home. For properties with two units, the limit is $923,050, for three units it's $1,115,800, and for four units, the maximum is $1,386,650.
Conventional loans on a single-family residence have a cap of $822,375, extending to $1,053,000 for two-unit homes, $1,272,750 for three-unit properties, and $1,581,750 for four-unit buildings.
Our FHA calculator allows you to view current FHA best rates and calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator enables comparisons of FHA rates and terms with those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders to provide tailored comparisons quickly based on your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Ewa-Beach, within Honolulu, HI, outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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