During 2025, the FHA loan limits for Ewa-Gentry County in Honolulu, HI, are established as: $721,050 for a single-family home, $923,050 for two units, $1,115,800 for three units, and $1,386,650 for four-unit residences.
For conventional loans, the upper threshold is $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three-unit dwellings, and $1,581,750 for properties with four units.
Leverage our FHA calculator to view today’s competitive FHA rates and calculate the necessary downpayment, as well as evaluate income, credit, reserves, and qualification documents needed.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders and quickly matches it against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Ewa-Gentry County, Honolulu, HI, displays maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification needs such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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