During 2026, the FHA loan cap in West-Loch-Estate county, Honolulu, HI is set at $721,050 for a single-family home, $923,050 for two-unit properties, $1,115,800 for three-unit dwellings, and $1,386,650 for four-unit buildings.
Conventional loans permit a maximum amount of $822,375 for single-family residences, $1,053,000 for structures with two units, $1,272,750 for those with three units, and $1,581,750 for properties with four units.
Utilize our FHA calculator to find today's top FHA rates, and to calculate downpayment, credit, income, reserves, and necessary documents for qualification.
The Lendersa® calculator allows analysis of FHA loan rates & terms against all other loan programs. You can compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money financing with FHA.
Lendersa® sources loan program data from many lenders, providing fast comparisons tailored to your financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in the county of West-Loch-Estate, Honolulu, HI. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To match qualification requirements like income and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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