2025 FHA (Government Loans) Limits for Iroquois-Point, Honolulu County, Hawaii

During 2025, the FHA loan limit for Iroquois-Point, in Honolulu, HI, is set at $721,050 for single-family homes, $923,050 for two-unit properties, $1,115,800 for three-units, and $1,386,650 for four-unit houses.

For conventional loans, the cap is $822,375 for single-family residences, $1,053,000 for two-unit buildings, $1,272,750 for three-unit homes, and $1,581,750 for properties with four units.

Access our FHA calculator to view today's leading FHA interest rates and determine what downpayment, income, credit, reserves, and documents are necessary for qualification.

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Discover Your Loan Choices in Iroquois-Point, HI

Lendersa® calculator helps you contrast FHA terms with those from other lending programs. Compare options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA products.

Lendersa® quickly evaluates thousands of lender programs, aligning them with your distinct financial profile and requirements.

Consult the Loan Limits Comparison Table for 2025 in Iroquois-Point, Honolulu, HI to inspect maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate criteria such as income, reserves, and credit conditions, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Iroquois-Point county of Honolulu, HI

SFR 2 Units 3 Units 4 Units
FHA $721,050 $923,050 $1,115,800 $1,386,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $576,800 $576,800 $576,800 $576,800
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Elite Lending
  • 71 Baldwin Ave, Suite B7, Paia, HI, 96779
  • "Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started. and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
  • Pacific Home Loans, Inc.
  • 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753
  • Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
  • Island Home Capital, Inc.
  • 71-1744 Puu Kamanu Loop, Kailua Kona, HI, 96740
  • At Island Home Capital, our mission is to provide you with the necessary knowledge to make an informed, economic decision. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Point Financial
  • 75-240 Nani Kailua Dr, Suite 7, Kailua-kona, HI, 96740
  • Point Financial’s experienced mortgage experts have been servicing clients in West Hawaii for decades. We work with homebuyers and investors, just like you, who are purchasing homes and land who need a local mortgage professional with the experience and track record you can trust.
  • APEX Mortgage LLC
  • 76-6225 Kuakini Hwy C106, Kailua Kona, HI, 96740
  • APEX Mortgage LLC (NMLS 217406) originates mortgage loans thru their owner and licensed Mortgage Loan Originator, Barbara A Welsh (NMLS 224003). Barbara has been assisting Big Island property owners with loans for the purchase, refinance, construction and reverse mortgage needs for the past 28 years.
  • CU Hawaii Federal Credit Union
  • 476 Hinano Street, Hilo, HI, 96720
  • CU Hawaii, a federal credit union serving Hawai`i Island. We’re passionate about seeing our members succeed. The spirit of Hawai`i Island is the spirit of possibility. We see the potential in people, businesses and the community and get involved to help turn those possibilities into realities.
  • Family Mortgage Company of Hawaii, Inc.: Donna Dodd
  • 762 Kanoelehua Ave, Suite C, Hilo, HI, 96720
  • Family Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriade of specialty loan programs including Conventional, 100% USDA financing, VA Loans and FHA programs. For assistance in finding the perfect loan program for you
  • Island Home Loans
  • 688 Kinoole Street, Suite 209, Hilo, HI, 96720
  • Local, family-owned mortgage broker company located in Hilo, Hawaii with over 75 years of combined experience. Open since 2003, Island Home Loans has been chosen as 'Best of East Hawaii'​ Mortgage Company six years and running! Come and see us or give us a call to see what we can do to assist you or your family to purchase or refinance a home.
  • Finance Integrity Home Loans
  • 17 Furneaux Ln, Suite 201, Hilo, HI, 96720
  • At Finance Integrity in Hilo is to serve our East Hawaii customers with honesty, integrity and competence. Our only goal is to provide home loans and mortages to Big Island clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Karen Kline Home Loans, LLC
  • 586 Kanoelehua Avenue, Suite 101, Hilo, HI, 96720
  • Karen Kline Home Loans is committed to finding you the right mortgage product for your needs. I understand that every borrower is different, and I offer a variety of products to meet your individual requirements. I make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
  • Island Mortgage Source
  • 500 Manono St, Suite 103, Hilo, HI, 96720
  • We offer a wide variety of loan programs that will suit your financing needs for properties within our State of Hawaii. As a mortgage broker backed by established Local and Mainland Lenders we have the ability to offer you the best program at the most competitive rate on everything from vacant land to multi-million dollars estates