For 2025, within Ewa-Villages county, Honolulu, HI, the FHA loan limits are set at $721,050 for a single-family home, $923,050 for two-unit residences, $1,115,800 for three-unit buildings, and $1,386,650 for properties with four units.
Conventional loan limits for a single-family dwelling reach up to $822,375, with $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for homes containing four units.
Leverage our FHA calculator to access the most competitive rates today and to find out requirements like down payments, credit scores, income, reserves, and necessary documentation for approval.
The Lendersa® tool allows comparison of FHA rates and terms with those of other loan programs. Analyze and choose amongst Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates data from numerous lenders and swiftly aligns it with your specific financial circumstances and requirements.
For 2025, the Loan Limits Comparison Table outlines differences in FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts in Ewa-Villages county, Honolulu, HI. To examine requirements like income and credit data, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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