In 2026, the FHA loan limit in Aiea County, Honolulu, HI, is $770,500 for a single-family home, $986,400 for two units, $1,192,300 for three-unit buildings, and $1,481,750 for four-unit properties.
The maximum amount for conventional loans on a single-family residence is $1,089,300, extending to $1,394,775 for two-units, $1,685,850 for three-unit homes, and $2,095,200 for four-unit dwellings.
Utilize our FHA calculator to discover today’s prime FHA rates and deduce the necessary downpayment, alongside evaluating income, credit, reserves, and required documents for qualification.
Using the Lendersa® calculator, compare FHA rates and terms with other mortgage programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from thousands of lenders, providing swift comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Aiea, Honolulu, HI, outlines the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualifications involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
