For 2025, the FHA loan limit in the county of Hanapepe, located in Kauai, HI, is set at $977,500 for a single-family property. If the property consists of two units, the limit is $1,251,400; if it contains three units, it reaches $1,512,650, and if there are four units, the ceiling is $1,879,850.
Comparatively, for conventional loans, the highest attainable loan amount for a single-family residence is $1,089,300. For two-unit structures, this amount increases to $1,394,775; for three-unit dwellings, it is $1,685,850. Finally, for properties with four units, the maximum loan limit reaches $2,095,200.
Our FHA calculator is a powerful tool that allows you to uncover today's optimal FHA rates. It also aids in determining the necessary down payment, income level, credit standing, reserves, and documentation required to secure a loan successfully. Utilizing this tool can greatly streamline the process of understanding what is required for a successful application.
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The sophisticated Lendersa® calculator empowers you to compare and contrast FHA rates and conditions with other types of loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans. The tool is designed to facilitate comprehensive comparisons, allowing you to explore diverse options with ease.
Leveraging data collected from thousands of lenders, Lendersa® efficiently analyzes and aligns this information with your personalized financial profile and objectives. This rapid assessment makes it easier for you to determine the best available loan choices.
The Loan Limits Comparison Table for 2025 in Hanapepe county within Kauai, HI provides an exhaustive overview of maximum loan amounts possible for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively compare qualification criteria, including income, reserves, and credit ratings, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed evaluation. This comprehensive approach ensures that you are well-informed and prepared in your loan decision-making process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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