For the year 2025, the FHA loan limit in the county of Eleele, located in Kauai, HI, is set at $977,500 for a single-family home. For properties with two units, the limit is $1,251,400; for three-unit buildings, it is $1,512,650, and for those with four units, it's capped at $1,879,850.
When it comes to conventional loans, the highest allowable amount for a single-family residence is $1,089,300, with a cap of $1,394,775 for duplexes, $1,685,850 for tri-unit properties, and $2,095,200 for those with four units.
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The Lendersa® tool facilitates the comprehensive comparison of FHA rate & terms with those of various other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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Explore the Loan Limits Comparison Table for 2025 situated in Eleele county of Kauai, HI. This table provides a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money maximum loan amounts. To better assess qualification requirements such as income, reserves, and credit score, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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