In the year 2026, the FHA loan limits for Orchidlands-Estates in the county of Hawaii, HI, are set at $408,250 for single-family homes. For two units, the limit is $522,600; for three-unit homes, it is $631,750, and finally, for four-unit properties, the limit is up to $785,100.
Meanwhile, the conventional loan cap for a single-family home is $822,375. For duplexes, this increases to $1,053,000, for triplex homes $1,272,750, and for four-unit homes, the ceiling is $1,581,750.
Our FHA calculator can assist you in finding today's best FHA rates and helps determine the necessary down payment, income, credit status, reserves, and documentation required for loan eligibility.
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The Lendersa® calculator permits the comparison of FHA rates and terms with all other loan types. Delve into and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans while evaluating FHA options.
Lendersa® aggregates extensive loan program data sourced from thousands of lenders, performing rapid comparisons aligned with your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Orchidlands-Estates county of Hawaii, HI provides an overview of maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria, including income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $408,250 | $522,600 | $631,750 | $785,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $391,000 | $391,000 | $391,000 | $391,000 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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