In 2025, the FHA loan limit in Hilo County of Hawaii, HI, is as follows: $517,500 for a single-family home, $662,500 for two units, $800,800 for three units, and $995,200 for four units.
The conventional loan maximums on a single-family residence are: $1,089,300, and for two-unit properties, it's $1,394,775; for three-unit residences, it's $1,685,850; and for four-unit homes, $2,095,200.
Explore today’s best FHA rates with our calculator. Determine the necessary downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator enables comparisons of FHA rates and terms with various other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® processes data swiftly from thousands of lenders, tailoring comparisons to your distinct financial situation and needs.
The Loan Limits Comparison Table for 2025 in Hilo County, Hawaii, HI, outlines FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $600,000 | $600,000 | $600,000 | $600,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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