For 2026, the FHA loan maximum in Heeia county, Honolulu, HI is $770,500 for a single-family house, $986,400 for two units, $1,192,300 for three units, and $1,481,750 for four units.
Concerning conventional loans, the cap for a single-family home is $1,089,300, extends to $1,394,775 for two-unit properties, $1,685,850 for three-unit buildings, and up to $2,095,200 for four-unit residences.
Try our FHA calculator to discover today’s top FHA rates and to assess the necessary downpayment, income, credit score, reserves, and documents for qualification.
Lendersa® provides a calculator that aids in comparing FHA rates and terms with those of other loan programs. Delve into a variety of options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® gathers data from a multitude of lenders, quickly aligning it with your personal financial profile to meet your needs.
For 2026 in Heeia county, Honolulu, HI, refer to the Loan Limits Comparison Table to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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